Travel insurance is an insurance policy, which covers all risks while you are travelling in India or abroad. We all like to travel. Traveling to exotic location is the best way to escape from stress and depression. We have so many unforgettable memories while we spend quality time with friends and families.

Whether you are planning to travel on a business trip, enjoy vacation with family or close friends, or study abroad, it is always recommended to buy a travel insurance to take care of risks and losses that might occur during the trip. Travel insurance is meant to protect you and your loved ones from unforeseen circumstances.

We at Benchmark care for your insurance and accordingly, we have come up with certain plans to support you for a safe and hassle free travel.

Some of the key features of the Insurance policy are:

Overseas travel Insurance:

The basic question here is when should you apply for overseas travel insurance? If you are travelling to Europe, you will need travel Insurance for Schengen Visa. This is a fundamental requirement.

Though travel insurance is not required for travelling to USA or Canada, it is however advisable to have a travel insurance before you step out of the country. This will be a cover for you in case of any unforeseen event.

The same logic applies for travel to UK. You should be equipped with a travel insurance to tackle any emergency that may arise during your holiday. Your travel insurance should cover trip cancellation or disruption; hijack distress allowance and home burglary among other aspects.

Some of our pre-existing ailments can be covered while travelling to Canada, but this is subjected to medical examination. Also make sure, that if you are buying travel insurance in India, it is covering the medical costs in Canada. Also as there is a waiting period for the travel insurance to be issued, make sure you by this before you leave for your holidays.

Asia Insurance Plan

Asia Travel Insurance covers countries such as Bahrain, Bangladesh, Bhutan, Brunei, Burma (Myanmar), Cambodia, China, Hong Kong, Indonesia, Iran, Iraq, Jordan, Kuwait, Lebanon, Malaysia, Mongolia, Nepal, Oman, Pakistan, Philippines, Qatar, Saudi Arabia, Singapore, Sri Lanka, Taiwan, Thailand, UAE, Vietnam, Yemen.

Please do make sure that the insurance cover expenses like medical emergencies, injury or illness. In case of a family holiday trip, each and every member needs to be insured individually. The insurance generally covers for the loss of passport and the expenses incurred in obtaining a fresh passport. Loss of baggage is another important aspect to be covered by your travel insurance. The total loss of baggage expenses in taken into account.

If the trip is by more than 12 hours due to issues with airlines or natural disasters or due to medical emergency than that must be covered as well. There is a provision of distress allowance in case of some emergency situations. Before you opt for any insurance, it is always advisable to study the benefits.

For a trip to Malaysia, you insurance must cover any personal accident that you might come across. Also there should be provision for financial emergency in case of theft. It is wrong to be under impression that if the trip is short and to a nearby country in Asia, then you will not require travel insurance. The main purpose of any travel, whether it is leisure or a business, it should be totally hassle free and stress free and meet the ultimate purpose, whether enjoyment or work. It is always better to be safe than sorry.

Senior Citizen Travel Insurance

Travelling can be fun; however there can be situations, which can dampen your spirits. Especially the senior citizens are in the vulnerable group of people, who should possess travel insurance. Medical emergencies may occur anytime and it’s always advisable to be prepared beforehand. While you opt for insurance, please do keep in mind the following things.

More Coverage:

Travel policy is also dependent on the country you are travelling. Generally you should choose an International travel policy which will cover the cost of medical expenses overseas, loss of passport and also loss of other valuables. You may buy a travel insurance policy online too.

Frequent Flyer’s Delight:

There are frequent flyer travellers who need to travel multiple times abroad. It is always better to opt for multi-trip travel insurance. It is cost effective as it saves one from paying insurance fees multiple times. These are further classified into gold, platinum, silver etc. based on premium rates and coverage.

Destination Insurance:

There are various ways to select an Insurance plan. Mostly you select a travel plan considering the country, age and activity at the destination. The country that you are travelling to and the risk and cost factors associated with it, helps to identify the plan that is best suited. The travel insurance to Asian countries is less expensive than those for European and American countries. The cost depends on factors like distance, risk factors, and medical expenses of that country. There may be other parameters as well. You may check online for a plan that will suit you best or we can advise you accordingly.

Activity Insurance:

This kind of insurance depends on the kind of activity that you will undertake at the destination. A regular travel insurance policy is suited for you if you just happen to be there for sightseeing and shopping or regular entertainment activities. However if you are preferring to go for adventure tours, then there can be additional cost of insurance, since these are not included in regular travel policy.

For Everyone:

Travel Insurance in India is available for all age groups. Senior citizen plans gives much more importance to diseases and hospitalization. You will be simply amazed to know that there are specific policies that will safeguard your home back in India as you are travelling abroad. They will also offer assistance to your family members at home; of course they come with a higher premium. This is when you break the stress of your daily life. So insure today, and leave your stress behind you.

Travel Insurance for Students

Students form very segments that often travel to different destinations in this world for their study purpose. If you are a student, it would be a wise thing to have knowledge about different Insurance policies for students. Global education hubs like the UK, the US, Australia, New Zealand and Canada attract a major chunk of student population. Before making your travel to any of these education hubs, it is important to know about the benefits of student insurance.

There are chances of every human being to meet unforeseen situations such as falling ill or meeting an accident. Since the overseas costs of medical care is too great, it will be a wise thing to get covered by student insurance while studying abroad. The situation takes a turn for the worse, if in a foreign land; thousands of kilometers away from home, and you don’t have an insurance cover. However please be informed of various plans that are available in the market and which suits your need the most. You should Find out the International travel insurance policies of different countries. You can surf online to know about the various options available and also to have an idea about student insurance policy.

We at Benchmark do care for students travelling abroad. We help students with purchasing of Insurance plan. We inform them of the various options available and give them detailed information as to how their trip will be covered besides health-related issues. You can choose from the various options according to your needs. It is generally customized to cater to the individual needs of each and every student. Generally the host of benefits covered under the student insurance plan includes coverage of medical expenses, accident to sponsor, personal accident, tuition fee, family visit, bail bond, lost luggage and emergency dental pain relief among others. There may be so many other benefits as well.

We offer other services as well to make your travel comfortable and hassle free. Once you have insured yourself, you may look at our visa services.